Lendasat

About Lendasat

Lendasat is a revolutionary non-custodial lending platform that empowers Bitcoin holders to unlock the liquidity of their assets without ever having to sell. It's designed for the modern Bitcoiner who believes in long-term holding but also needs access to capital for life's opportunities and expenses. The platform provides instant, secure loans directly against your Bitcoin collateral, all while you retain full self-custody. Your BTC never leaves your wallet, protected by robust multisig technology that eliminates counterparty risk. Lendasat cuts through traditional financial red tape by requiring no KYC, no credit checks, and creating no taxable selling events. This means total privacy, freedom, and speed. Access your funds in minutes via stablecoins, bank transfer, or a VISA card, and watch as your Bitcoin continues to appreciate in value during the loan period. With over 3,120 trusted users and partnerships with industry leaders like Ark Labs and Boltz, Lendasat is your gateway to self-sovereign finance, where your Bitcoin actively works for you.

Features of Lendasat

Instant, Non-Custodial Liquidity

Get access to cash in 24 hours or less without giving up control of your Bitcoin. Your collateral stays securely locked in a multisig wallet that you control, ensuring zero counterparty risk. This bank-grade security model means you can borrow with confidence, knowing your assets are protected by the most robust standards in crypto.

Zero-Bureaucracy Process

Forget weeks of waiting and piles of paperwork. Lendasat requires no KYC, no credit checks, no income verification, and creates no taxable selling events. This streamlined, privacy-focused approach removes all traditional barriers, giving you instant access to capital based solely on the value of your Bitcoin collateral.

Automated Liquidation Protection

Borrow with peace of mind thanks to intelligent risk management. The platform uses a safety buffer; for example, a $1,000 loan is backed by $2,000 in BTC. You receive automated alerts if your collateral value approaches the liquidation threshold, and you can add more Bitcoin anytime to stay safe. If needed, the loan is repaid automatically, with any leftover value returned to you.

Flexible Funding & Repayment

Receive your loan instantly in the form that suits you best: direct to your bank account, as USDT/USDC stablecoins, or via a VISA card for immediate spending. Combined with flexible repayment options, this gives you complete control over your capital, allowing you to manage cash flow while maintaining your Bitcoin investment strategy.

Use Cases of Lendasat

Access Capital for Major Purchases

Need a down payment for real estate, a new car, or a home renovation? Instead of selling your appreciating Bitcoin and triggering a tax event, use it as collateral for a fast loan. This allows you to seize life opportunities immediately while your Bitcoin portfolio continues to grow in the background.

Smooth Out Personal Cash Flow

Cover unexpected expenses, medical bills, or planned vacations without disrupting your long-term investment strategy. Lendasat provides a quick financial bridge, turning your dormant Bitcoin into active capital for daily life, all while you remain a steadfast HODLer.

Leverage for Crypto Investment Opportunities

Spot a promising new altcoin or DeFi project but don't want to sell your core Bitcoin holdings? Use a Bitcoin-backed loan to free up stablecoin liquidity for other investments. This lets you diversify or leverage your position without sacrificing your primary Bitcoin assets.

Business Financing and Operational Costs

Entrepreneurs and business owners can use their Bitcoin treasury to secure working capital for payroll, inventory, or expansion. This provides a efficient alternative to traditional business loans, bypassing lengthy approval processes and keeping your company's crypto assets productively deployed.

Frequently Asked Questions

Is my Bitcoin safe with Lendasat?

Absolutely. Your Bitcoin never leaves a wallet you control. It is secured in a multisig vault, a bank-grade security standard where multiple keys are required for any transaction. Lendasat cannot access or move your funds unilaterally, ensuring true self-custody and zero counterparty risk throughout the loan period.

How quickly can I receive my loan?

Capital activation is incredibly fast. While traditional banks take weeks, Lendasat delivers funds to your chosen destination—be it your bank account, as stablecoins, or on a VISA card—in 24 hours or less. The process from application to funding is designed for speed and efficiency.

What happens if Bitcoin's price drops?

The platform features built-in liquidation protection. Loans are typically over-collateralized (e.g., 200% LTV). You will receive automated alerts if your collateral value nears the safety threshold, giving you time to add more Bitcoin or repay part of the loan. This proactive system is designed to protect your position.

Are there any hidden fees or credit checks?

No and no. Lendasat is transparent with its costs, and there are no hidden fees. Crucially, there are no credit checks or income verification of any kind. Your loan is approved based solely on the value and security of your Bitcoin collateral, ensuring total privacy and accessibility.