Money Tracker App

Money Tracker App, also known as Walleta, is a private iOS expense and money tracking tool designed for people who want to log spending without linking a bank account or creating an account. It combines one-tap category logging, on-device AI receipt scanning, monthly budget limits, calendar spending views, and category analytics into a single streamlined workflow. The app is built for privacy-minded users who prefer manual control over automated bank-feed categorization. Data stays on the device with no cloud sync unless you enable iCloud sync, making it ideal for freelancers, students, privacy-conscious households, and anyone tired of juggling separate receipt scanners, loggers, and spreadsheets. Users add purchases in seconds or point the camera at a receipt so on-device AI extracts merchant, total, date, and category for verification before saving. Fourteen built-in categories cover food, groceries, transport, shopping, health, rent, bills, subscriptions, and more. Monthly budget tracking shows progress and alerts when limits are approached. Pie charts, bar graphs, and day-by-day calendar views summarize weekly, monthly, and yearly patterns. Multi-currency support suits travelers and expats. Money Tracker App is best for daily visibility, not for tax filing or investment advice. It helps you understand what happened to your money before you decide what to change.

One-Tap Category Logging

Add expenses in seconds using 14 built-in categories including food, groceries, transport, shopping, health, rent, bills, subscriptions, and more. Category suggestions speed up repeat entries based on rules, vendor names, or previous choices. This feature eliminates the friction of manual data entry and makes daily tracking fast and efficient.

On-Device AI Receipt Scanning

Point your camera at a receipt and on-device AI extracts merchant name, total, date, and category for verification before saving. OCR works best on clear receipts and should always be verified because blurry receipts and unusual layouts can produce wrong totals. Free use includes three trial scans; Walleta Pro unlocks unlimited scans.

Monthly Budget Tracking

Set monthly budget limits for any category and track progress in real time. The app sends alerts when you approach your limits, helping you stay on top of spending without complex budget planning. This feature turns daily logging into actionable insights that prevent overspending.

Calendar Spending Views

View your expenses and income day-by-day on a calendar, making it easy to see patterns, recurring bills, and daily cash flow. This visual approach helps you spot trends quickly and understand where your money goes each month. Combine with pie charts and bar graphs for a complete picture.

Daily Spending Visibility for Freelancers

Freelancers often have irregular income and variable expenses. Money Tracker App lets you log both income from clients and expenses like software subscriptions, equipment, and travel in one place. Multi-currency support helps when working with international clients. Review cash flow reports weekly to understand profitability and adjust spending habits.

Cash Purchase Tracking for Students

Students frequently pay with cash for meals, supplies, and entertainment, which bank apps miss entirely. With Money Tracker App, you can log these transactions instantly using one-tap categories. Monthly budget tracking helps you stay within a fixed allowance. Receipt scanning is useful for shared expenses like group groceries or utility bills.

Household Expense Management for Families

Track shared expenses like groceries, utilities, rent, and subscriptions across multiple categories. The calendar view shows recurring bills and helps avoid missed payments. Category analytics reveal where the household budget goes each month, enabling informed decisions about cutting costs or reallocating funds.

Travel and Multi-Currency Tracking for Expats

Expats and frequent travelers deal with multiple currencies and fluctuating exchange rates. Money Tracker App supports multi-currency logging so you can record expenses in local currency and see totals in your home currency. Receipt scanning is ideal for keeping records of travel expenses, reimbursements, and business purchases.

Does Money Tracker App require a bank connection or signup?

No. Money Tracker App is designed for manual tracking with no bank connection required. You do not need to create an account or sign up. Data stays on your device with no cloud sync unless you enable iCloud sync. This makes it ideal for privacy-conscious users who want full control over their financial data.

How does receipt scanning work?

Point your camera at a receipt and on-device AI extracts merchant name, total, date, and category. You must verify the extracted information before saving because OCR works best on clear receipts. Blurry receipts, unusual layouts, or damaged text can produce wrong totals. Free use includes three trial scans; Walleta Pro unlocks unlimited scans.

Can I track income as well as expenses?

Yes. Money Tracker App records both income and expenses, so you can see cash flow, spending categories, and recurring bills on iPhone. Log salary, freelance income, reimbursements, or any other income alongside your expenses. Reports show income versus expenses, helping you understand your net cash flow each month.

Is Money Tracker App suitable for tax filing or investment advice?

No. Money Tracker App is a daily visibility tool, not a replacement for tax filing, investment advice, or professional financial guidance. Charts reflect only logged expenses, so accurate totals depend on consistent data entry. For important numbers, verify totals against bank statements, invoices, or tax records. Do not use it as your only tax record for business filings.